Finance

As long as you are in Australia, you get a wide range of exploration activities on the road. Well, you’ll need to get a motorhome to do this. However, while planning that family time, purchasing a motorhome can come at quite a cost. We bet you don’t want any form of financial burdens when you do so.

Well, you can avoid this with Motorhome finance. With this option, you can easily finance the purchase of your preferred motorhome. And of course, escape the financial difficulty that you would have faced by buying it outright. With a finance option, you get a lender that advances the purchase to you. In return, you commit to repayment over a period.

At Motorhomes Scandinavia, we have a team of finance professionals that can help you enjoy a seamless experience through financing. You can contact us today for enquiries.

What Can You Finance?

Various lender across Australia finance a wide range of motorhomes. You can finance both new and used motorhomes without distinction. However, you may need to satisfy additional conditions when it comes to used motorhomes.

You will also find financing for various caravan types. From Class A to Class B to Class C, and even slide-on campers, there is always a lender is willing to provide the purchase sum.

If you decide to finance your purchase, you can take advantage of two financing options.

You can take advantage of the secured loan option. In this category, you can always purchase both a used and new motorhome. With this option, you get a cheaper interest rate as much as seven years to repay.

This is because there is less risk to the lender when it comes to the money you receive. You can contact Motorhomes Scandinavia for your secured motorhome finance

The secured motorhome finance allows you to borrow the cost of your motorhome from your lender. Then in return, you enter into a mortgage agreement with your lender as security for the loan. The subject matter of the mortgage is then usually the motorhome you purchased.

Then you also commit to making the monthly repayment over a period. Once you then complete the monthly repayment, mortgage agreement comes to an end.

You can take advantage of the unsecured loan option. In this category, you can always purchase both a used and new motorhome. However, this option comes with a higher interest rate and a more flexible repayment structure. Typically, it is best suited for older purchase, unique or niche assets.

This is because there is an increased risk to the lender when it comes to the money you receive. You can contact Motorhomes Scandinavia for your unsecured motorhome finance

How It Works

The unsecured motorhome finance allows you to borrow the cost of your motorhome from your lender. Then in return, you enter into a repayment agreement with your lender. However, in this category, you do not provide any security in respect of the loan.

Why Motorhome Finance

Motorhome finance is preferable because it allows you to enjoy various advantage and benefits. These benefits include:

With motorhome finance, you don’t have to worry about making the full purchase price on your own at once anymore. It allows you to distribute repayment over a period which affords you financial flexibility.

With motorhome finance, you get your desired motorhome as at when you need. You don’t have to keep saving over the years while depriving yourself of that perfect holiday. Now you can easily get it and repay over time.

One thing you get to enjoy is financial stability. By maintaining motorhome finance, you also get to build a positive credit score and credit profile. In turn, this can help you as you try to finance other necessary purchases.

For you to apply for motorhome finance, you will need to determine how much you can borrow with a finance calculator. Afterwards, you can contact us at Motorhome Scandinavia, where we assess your financial situation and make the necessary application while guiding you through the process.

Then we negotiate the loan terms and where you are comfortable with them, you proceed to obtain the loan. You can contact us today for your loan application.

Finance Calculator

For you to apply for motorhome finance, you will need to determine how much you can borrow with a finance calculator. Afterwards, you can contact us at Motorhome Scandinavia, where we assess your financial situation and make the necessary application while guiding you through the process.

Then we negotiate the loan terms and where you are comfortable with them, you proceed to obtain the loan. You can contact us today for your loan application.